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Discover Trends in Banking

We surface rapidly growing trends in Banking before they take off.

HELOCs

90,500 vol/mo
49%
(5y)
14%
(1y)
31%
(3mo)

HELOCs (Home Equity Lines of Credit) are a longstanding financial product that has gained renewed visibility as homeowners seek flexible,...

43%
(5y)
20%
(1y)
18%
(3mo)

Money Market Accounts are traditional interest bearing deposit accounts offering higher yields than regular savings and limited check wri...

HELOC

90,500 vol/mo
41%
(5y)
20%
(1y)
57%
(3mo)

HELOC stands for Home Equity Line of Credit, a revolving, secured loan against home equity that homeowners can draw on as needed. It rema...

Chime

1,000,000 vol/mo
23%
(5y)
32%
(1y)
26%
(3mo)

Chime is a fintech company offering challenger banking services, including no fee mobile banking, debit, and API/tech enabled financial t...

Copper

165,000 vol/mo
18%
(5y)
32%
(1y)
14%
(3mo)

Bluebird Card

3,600 vol/mo
-65%
(5y)
-1%
(1y)
12%
(3mo)

Bluebird Card is a, long standing prepaid debit card product originally launched by American Express in partnership with Walmart, designe...

Pipe Financing

390 vol/mo
9999%+
(5y)
3746%
(1y)
13%
(3mo)

PIPE financing refers to private investments in public equity, where private investors purchase shares of a public company, typically at ...

Monobank

1,000 vol/mo
9999%+
(5y)
3486%
(1y)
31%
(3mo)

Monobank is a Ukrainian mobile first bank known for its user centric, fully digital banking experience with free card to card transfers, ...

Tandem Bank

880 vol/mo
9999%+
(5y)
1766%
(1y)
46%
(3mo)

Tandem Bank is a UK digital bank known for its application based banking and green focused lending, reflecting ongoing momentum in fintec...

9999%+
(5y)
1478%
(1y)
106%
(3mo)

AML Transaction Monitoring is a, established field within financial services focused on detecting and preventing money laundering and rel...

9999%+
(5y)
922%
(1y)
54%
(3mo)

Revenue Based Finance (RBF) is a financing model where businesses raise capital in exchange for a percentage of future revenue, rather th...

9999%+
(5y)
9999%+
(1y)
36%
(3mo)

Embedded lending is the integration of loan and credit services directly into non financial platforms and apps, allowing users to obtain ...

9999%+
(5y)
9999%+
(1y)
4%
(3mo)

The European Central Bank (ECB) is a foundational institution in European monetary policy, financial stability, and regulation, with incr...

9999%+
(5y)
9999%+
(1y)
92%
(3mo)

Enterprise Fintech is the broad category of financial technology solutions designed for large organizations and institutions, including b...

Electronic KYC

110 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Digital Bank

10 vol/mo
9999%+
(5y)
9999%+
(1y)
47%
(3mo)

A digital bank refers to a financial institution that operates primarily online without traditional brick and mortar branches, offering c...

9999%+
(5y)
9999%+
(1y)
121%
(3mo)

Crypto borrowing refers to the practice of borrowing digital assets or fiat against crypto collateral, enabling users to access liquidity...

CowryWise

480 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Cowrywise is a Nigerian fintech platform that focuses on savings and investments for individuals, enabling automated recurring investment...

Tonik Bank

110 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Tonik Bank is a digital neobank operating primarily in Southeast Asia, offering online only banking services, savings products, and a mob...

9999%+
(5y)
9999%+
(1y)
100%
(3mo)

Liquid Mortgage is a blockchain enabled mortgage platform designed to tokenize loans and immutably record loan level data, payments, and ...

Fairmoney

1,000 vol/mo
9999%+
(5y)
9999%+
(1y)
11%
(3mo)

FairMoney is a fintech lending platform that provides instant microloans via mobile app and digital channels, primarily operating in Nige...