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Discover Trends in Banking

We surface rapidly growing trends in Banking before they take off.

Debanking

9,900 vol/mo
9999%+
(5y)
112%
(1y)
69%
(3mo)

Debanking is the practice of removing or restricting access to financial services for individuals or organizations due to political stanc...

Qonto

2,900 vol/mo
614%
(5y)
948%
(1y)
29%
(3mo)

Qonto is a fintech company offering digital business banking services primarily for small and medium sized enterprises and freelancers in...

Fractional CFO

9,900 vol/mo
368%
(5y)
121%
(1y)
36%
(3mo)

Fractional CFO services provide part time, project based, or on demand Chief Financial Officer capabilities to startups and small to mids...

MPOWER Financing

9,900 vol/mo
329%
(5y)
105%
(1y)
18%
(3mo)

MPOWER Financing is a financial services company that provides student loans, primarily to international and immigrant students, using al...

312%
(5y)
334%
(1y)
50%
(3mo)

Liquid Mortgage is a blockchain enabled mortgage platform designed to tokenize loans and immutably record loan level data, payments, and ...

Figure Lending

14,800 vol/mo
205%
(5y)
80%
(1y)
23%
(3mo)

Figure Lending refers to Figure Technologies' digital lending platform, enabling real estate–backed loans and the tokenization of mortg...

Lendbuzz

33,100 vol/mo
200%
(5y)
53%
(1y)
11%
(3mo)

Lendbuzz is a fintech company that provides auto loans, leveraging alternative data and AI to serve borrowers who may have limited tradit...

Anchorage Digital

8,100 vol/mo
183%
(5y)
226%
(1y)
45%
(3mo)

Anchorage Digital is a crypto custody and digital asset banking platform that provides institutional grade custody, settlement, and treas...

165%
(5y)
30%
(1y)
-2%
(3mo)

Money as a Service (MaaS) is a fintech paradigm where non financial companies embed financial services into their product offerings by le...

Revolut

90,500 vol/mo
164%
(5y)
165%
(1y)
8%
(3mo)

Revolut is a, established fintech company that offers digital banking, payments, and related services. It has become a notable part of th...

Jetty Deposit

9,900 vol/mo
109%
(5y)
18%
(1y)
-15%
(3mo)

Jetty Deposit is a fintech based security deposit alternative that allows renters to pay a monthly fee or use deposit insurance instead o...

Neobank

3,600 vol/mo
104%
(5y)
823%
(1y)
14%
(3mo)

Neobank refers to digital first banks that operate without traditional physical branches, offering online account opening, mobile first e...

Current Bank

14,800 vol/mo
102%
(5y)
241%
(1y)
40%
(3mo)

Current Bank is a neobank offering digital banking services, including checking accounts, debit cards, and financial management features ...

Monzo

12,100 vol/mo
99%
(5y)
77%
(1y)
17%
(3mo)

Monzo is a widely recognized digital first challenger bank known for its mobile app, fee free accounts, and user centric features that ha...

Kyc

22,200 vol/mo
91%
(5y)
129%
(1y)
10%
(3mo)

KYC (Know Your Customer) is a regulatory and risk management trend focused on verifying customer identities, assessing risk, and monitori...

82%
(5y)
46%
(1y)
14%
(3mo)

Banking as a Service (BaaS) is a model where traditional banks or licensed financial entities provide modular banking and payments APIs t...

GoodLeap

49,500 vol/mo
75%
(5y)
12%
(1y)
2%
(3mo)

GoodLeap is a fintech platform that provides sustainable home improvement financing, focusing on solar and energy efficient home upgrades...

Open Banking

49,500 vol/mo
64%
(5y)
107%
(1y)
19%
(3mo)

Open Banking is a global framework that enables secure API based access to consumer banking data by authorized third party providers, fos...

Family Bank

1,600 vol/mo
60%
(5y)
167%
(1y)
40%
(3mo)

Family Bank refers to real banking entities with the name or branding 'Family Bank' in various jurisdictions, notably Family Bank Limited...

HELOCs

90,500 vol/mo
49%
(5y)
12%
(1y)
12%
(3mo)

HELOCs (Home Equity Lines of Credit) are a longstanding financial product that has gained renewed visibility as homeowners seek flexible,...

44%
(5y)
17%
(1y)
12%
(3mo)

Money Market Accounts are traditional interest bearing deposit accounts offering higher yields than regular savings and limited check wri...

HELOC

90,500 vol/mo
37%
(5y)
11%
(1y)
18%
(3mo)

HELOC stands for Home Equity Line of Credit, a revolving, secured loan against home equity that homeowners can draw on as needed. It rema...

Chime

1,000,000 vol/mo
18%
(5y)
26%
(1y)
11%
(3mo)

Chime is a fintech company offering challenger banking services, including no fee mobile banking, debit, and API/tech enabled financial t...

Bluebird Card

3,600 vol/mo
-66%
(5y)
0%
(1y)
14%
(3mo)

Bluebird Card is a, long standing prepaid debit card product originally launched by American Express in partnership with Walmart, designe...

Monobank

1,000 vol/mo
9999%+
(5y)
3984%
(1y)
32%
(3mo)

Monobank is a Ukrainian mobile first bank known for its user centric, fully digital banking experience with free card to card transfers, ...

Pipe Financing

390 vol/mo
9999%+
(5y)
3886%
(1y)
50%
(3mo)

PIPE financing refers to private investments in public equity, where private investors purchase shares of a public company, typically at ...

9999%+
(5y)
1504%
(1y)
93%
(3mo)

Float Financial is a fintech company offering revenue based financing and bill pay solutions for small to mid market SaaS and services bu...

Tandem Bank

880 vol/mo
9999%+
(5y)
514%
(1y)
56%
(3mo)

Tandem Bank is a UK digital bank known for its application based banking and green focused lending, reflecting ongoing momentum in fintec...

9999%+
(5y)
9999%+
(1y)
126%
(3mo)

Revenue Based Finance (RBF) is a financing model where businesses raise capital in exchange for a percentage of future revenue, rather th...

9999%+
(5y)
9999%+
(1y)
-58%
(3mo)

Embedded lending is the integration of loan and credit services directly into non financial platforms and apps, allowing users to obtain ...