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Discover Trends in Payments

We surface rapidly growing trends in Payments before they take off.

Embedded Finance

3,600 vol/mo
1417%
(5y)
1575%
(1y)
50%
(3mo)

Embedded finance is the integration of financial services such as payments, cards, lending, and banking capabilities directly into non fi...

Moniepoint

1,600 vol/mo
1246%
(5y)
150%
(1y)
-12%
(3mo)

Splitero

3,600 vol/mo
1092%
(5y)
195%
(1y)
7%
(3mo)

Splitero is a fintech company offering home equity investments that enable homeowners to access cash without incurring monthly payments o...

Zoro Card

1,600 vol/mo
547%
(5y)
174%
(1y)
32%
(3mo)

Zoro Card is a fintech that positions a prepaid/debit based card platform as a means to build credit and manage cashless spending, gainin...

Tapcheck

14,800 vol/mo
413%
(5y)
54%
(1y)
43%
(3mo)

Tapcheck is a fintech service that offers earned wage access and on demand pay solutions, enabling employees to access a portion of their...

Airwallex

22,200 vol/mo
363%
(5y)
231%
(1y)
34%
(3mo)

Airwallex is a fintech company focused on cross border payments, digital banking, and embedded financial services for businesses, enablin...

Rent Payment App

5,400 vol/mo
353%
(5y)
344%
(1y)
4%
(3mo)

Rent Payment App is a category of digital tools that lets tenants pay rent online, often with features like scheduled or automatic paymen...

Tap To Pay

12,100 vol/mo
274%
(5y)
87%
(1y)
20%
(3mo)

Thunes

22,200 vol/mo
271%
(5y)
104%
(1y)
27%
(3mo)

Thunes is a global fintech that provides cross border payments and digital remittance infrastructure, enabling businesses and consumers t...

Stripe Capital

2,400 vol/mo
201%
(5y)
249%
(1y)
44%
(3mo)

Stripe Capital is a fintech program where Stripe provides financing to merchants using Stripe's payment platform, enabling working capita...

189%
(5y)
116%
(1y)
25%
(3mo)
144%
(5y)
419%
(1y)
37%
(3mo)

Android Gift Card is the digital gift card ecosystem used to purchase apps, games, in app purchases, and services on Android devices via ...

Paytech

720 vol/mo
120%
(5y)
48%
(1y)
10%
(3mo)

Paytech refers to the technology and platforms enabling digital payments, including digital wallets, card networks, payment rails, BNPL, ...

Modern Treasury

2,900 vol/mo
118%
(5y)
210%
(1y)
51%
(3mo)

Modern Treasury is a fintech company offering treasury and payments infrastructure via APIs, enabling businesses to automate cash managem...

MB Way

140 vol/mo
108%
(5y)
111%
(1y)
21%
(3mo)

Boodle

74,000 vol/mo
100%
(5y)
2%
(1y)
38%
(3mo)

Boodle is a, multi meaning term with historical and contemporary relevance, including a British luxury jeweller (Boodles), a slang term f...

Chargeback Fraud

1,000 vol/mo
100%
(5y)
157%
(1y)
55%
(3mo)

Tipalti

18,100 vol/mo
85%
(5y)
107%
(1y)
62%
(3mo)

Tipalti is a cloud based accounts payable automation and mass payments platform that helps businesses manage supplier onboarding, invoice...

Kickfin

9,900 vol/mo
80%
(5y)
10%
(1y)
11%
(3mo)

Divido

590 vol/mo
72%
(5y)
98%
(1y)
64%
(3mo)

Divido is a fintech platform that enables retailers to offer consumer financing and buy now, pay later (BNPL) options at checkout, facili...

Raiseright

14,800 vol/mo
66%
(5y)
4%
(1y)
-27%
(3mo)

RaiseRight is a school fundraising platform that enables supporters to earn funds for their schools through purchasing gift cards from a ...

ONE Debit Card

2,400 vol/mo
64%
(5y)
48%
(1y)
6%
(3mo)

ONE Debit Card refers to Walmart backed OnePay's debit offering, a part of the OnePay ecosystem that blends debit, savings, rewards, and ...

Medpay

2,400 vol/mo
64%
(5y)
49%
(1y)
0%
(3mo)

Medpay refers to real world healthcare payment solutions and medical payments coverage within auto insurance, with two primary angles: (1...

UPI

60,500 vol/mo
63%
(5y)
82%
(1y)
-11%
(3mo)

UPI (Unified Payments Interface) is a time payment system in India enabling instant inter bank transfers and merchant payments via a sing...

Paynow

1,900 vol/mo
61%
(5y)
131%
(1y)
-23%
(3mo)

PayNow is Singapore's real time funds transfer service enabling instant, bank to bank payments using linked mobile numbers or NRIC/FIN, o...

Autopay

18,100 vol/mo
48%
(5y)
33%
(1y)
3%
(3mo)

Autopay refers to automatic billing and recurring payment mechanisms used by individuals and businesses to pay bills, subscriptions, and ...

SumUp

12,100 vol/mo
48%
(5y)
109%
(1y)
44%
(3mo)

SumUp is a fintech company specializing in mobile point of sale (mPOS) solutions and card payment processing for small businesses, enabli...

Cash-Out

22,200 vol/mo
46%
(5y)
165%
(1y)
64%
(3mo)

Cash Out is a growing capability across fintech, crypto, and online betting platforms that enables users to instantly convert balances or...

Sunbit

90,500 vol/mo
44%
(5y)
30%
(1y)
6%
(3mo)

Sunbit is a fintech company offering buy now, pay later (BNPL) solutions with a focus on healthcare, helping patients pay for medical exp...

Payit

1,900 vol/mo
43%
(5y)
17%
(1y)
2%
(3mo)

PayIt is a digital payments platform focused on simplifying government and utility payments, offering a streamlined, often mobile first e...

Stripe

823,000 vol/mo
42%
(5y)
46%
(1y)
64%
(3mo)

Thrivecart

4,400 vol/mo
38%
(5y)
1%
(1y)
-15%
(3mo)

ThriveCart is a, established ecommerce platform known for its digital product checkout and upsell capabilities, popular among online crea...

Boom Pay

2,400 vol/mo
34%
(5y)
53%
(1y)
17%
(3mo)

Boom Pay refers to a rental fintech platform that reports on time rent payments to credit bureaus, enabling renters to build credit while...

Billit

1,000 vol/mo
30%
(5y)
17%
(1y)
3%
(3mo)

Billit is a cloud based invoicing and accounting platform focused on electronic invoicing (e invoicing) and Peppol enabled workflows, use...

Addi

8,100 vol/mo
29%
(5y)
18%
(1y)
29%
(3mo)

Addi is an AI powered ad creation platform that automates brand consistent, platform ready advertising across video and audio channels, e...

Klarna

823,000 vol/mo
29%
(5y)
47%
(1y)
-18%
(3mo)

Klarna is a leading Swedish fintech that provides buy now pay later (BNPL) and payment solutions for merchants and consumers, shaping eco...

ACH

90,500 vol/mo
28%
(5y)
23%
(1y)
18%
(3mo)

ACH, or Automated Clearing House, is a US payments network that processes batch electronic transfers between banks for direct deposits, b...

Paya

12,100 vol/mo
26%
(5y)
89%
(1y)
-16%
(3mo)

Paya is a payments technology company that provides merchant acquiring and payment processing solutions, enabling businesses to accept va...

Wise

201,000 vol/mo
25%
(5y)
28%
(1y)
-2%
(3mo)

Wise is a leading fintech company known for its low cost international money transfers and multi currency wallets, continuing to trend as...

Flywire

18,100 vol/mo
24%
(5y)
18%
(1y)
-1%
(3mo)

Flywire is a fintech company that provides global payments and receivables solutions, enabling institutions and businesses to collect and...

Melio

33,100 vol/mo
22%
(5y)
1%
(1y)
20%
(3mo)
20%
(5y)
25%
(1y)
40%
(3mo)

Earnest Payment refers to the payment processes and options related to Earnest, a fintech lender that provides private student loans, loa...

Ramp

246,000 vol/mo
18%
(5y)
27%
(1y)
39%
(3mo)

OnPay

22,200 vol/mo
16%
(5y)
7%
(1y)
1%
(3mo)

OnPay is a payroll and HR software provider focused on simplifying payroll processing for small to mid sized businesses, offering feature...

Fold

33,100 vol/mo
16%
(5y)
33%
(1y)
5%
(3mo)

DailyPay

201,000 vol/mo
15%
(5y)
-9%
(1y)
-8%
(3mo)

Debit Cards

60,500 vol/mo
12%
(5y)
26%
(1y)
6%
(3mo)

Debit cards remain a foundational payment method, evolving with fintech integrations, digital wallets, and enhanced security features to ...

Payment

450,000 vol/mo
12%
(5y)
27%
(1y)
9%
(3mo)

LevelUp

60,500 vol/mo
10%
(5y)
34%
(1y)
23%
(3mo)

LevelUp is a concept in modern digital ecosystems, referring to the practice of gamifying progress, skills, or user journeys to help indi...

Zelle

823,000 vol/mo
6%
(5y)
8%
(1y)
10%
(3mo)

Zelle is a, established digital payments network enabling real time peer to peer and small business transfers across participating bank a...

Simplex

14,800 vol/mo
5%
(5y)
20%
(1y)
22%
(3mo)

Remitly

450,000 vol/mo
4%
(5y)
17%
(1y)
7%
(3mo)

Remitly is a digital cross border money transfer service that has grown as part of the broader fintech enabled remittance trend, leveragi...

Tamara

22,200 vol/mo
0%
(5y)
7%
(1y)
-1%
(3mo)

Zettle

8,100 vol/mo
0%
(5y)
3%
(1y)
22%
(3mo)

Zettle refers to Zettle by PayPal, a mobile point of sale and payments platform that enables small businesses to accept card payments and...

Payactiv

90,500 vol/mo
0%
(5y)
-14%
(1y)
15%
(3mo)

Payactiv is a financial wellness platform offering earned wage access (EWA) and related employee financial services to employers and thei...

Sendwave

22,200 vol/mo
-5%
(5y)
27%
(1y)
-9%
(3mo)

Sendwave is a fintech company that provides low cost, mobile first international money transfers from the United States and United Kingdo...

Credit Card

1,000,000 vol/mo
-7%
(5y)
9%
(1y)
5%
(3mo)

Prepaid Cards

22,200 vol/mo
-13%
(5y)
23%
(1y)
8%
(3mo)
-23%
(5y)
38%
(1y)
-31%
(3mo)
-26%
(5y)
47%
(1y)
20%
(3mo)

Reloadable prepaid Visa cards are reusable, non bank issued payment cards that customers can load with funds and use anywhere Visa is acc...

-30%
(5y)
2%
(1y)
17%
(3mo)

Verizon Prepaid Card is a branded prepaid payment card offered by Verizon, used for storing funds and making purchases or bill payments w...

AT&T Prepaid Card

4,400 vol/mo
-33%
(5y)
16%
(1y)
26%
(3mo)

AT&T Prepaid Card is a prepaid Visa card issued for AT&T Prepaid customers, typically used for topping up the prepaid account, everyday p...

iTunes Gift Card

12,100 vol/mo
-41%
(5y)
-3%
(1y)
6%
(3mo)

iTunes Gift Card represents the ongoing use and gifting of Apple ecosystem gift cards, enabling users to purchase apps, music, movies, an...

BP Gas Card

1,600 vol/mo
-46%
(5y)
36%
(1y)
23%
(3mo)

BP Gas Card is a corporate fuel card solution offered by BP, used by businesses to manage and pay for employee fuel and related services ...

9999%+
(5y)
6055%
(1y)
21%
(3mo)

Fintech as a Service (FaaS) refers to platforms that provide modular, API driven financial services (payments, banking rails, KYC/AML, ca...

9999%+
(5y)
5825%
(1y)
34%
(3mo)

African fintech represents the rapid growth of financial technology adoption across Africa, enabling mobile money, digital payments, lend...

FamPay

1,000 vol/mo
9999%+
(5y)
5297%
(1y)
-45%
(3mo)
9999%+
(5y)
4700%
(1y)
33%
(3mo)

Embedded Payment is a fintech trend where payment processing capabilities are integrated directly into apps, devices, or platforms, enabl...

NowPayments

1,900 vol/mo
9999%+
(5y)
4325%
(1y)
8%
(3mo)

NowPayments is a crypto payments platform that enables merchants to accept and settle payments in multiple cryptocurrencies and fiat, aim...

Spendesk

1,300 vol/mo
9999%+
(5y)
3103%
(1y)
76%
(3mo)

Spendesk is a spend management platform that helps organizations automate expense management, payments, and reimbursements from a single ...

9999%+
(5y)
2770%
(1y)
11%
(3mo)

Early Wage Access is a for profit payroll fintech concept enabling employees to access earned, but not yet paid, wages before their tradi...

Wayflyer

2,900 vol/mo
9999%+
(5y)
1433%
(1y)
170%
(3mo)

Wayflyer is a fintech company providing revenue based financing and growth tools for e commerce brands, reflecting a trend toward alterna...

Rapyd

1,300 vol/mo
9999%+
(5y)
1030%
(1y)
59%
(3mo)

Rapyd is a global fintech payments platform that enables businesses to accept and disburse payments across multiple channels and regions ...

YouTrip

1,000 vol/mo
9999%+
(5y)
683%
(1y)
-23%
(3mo)

YouTrip is a fintech company offering a multi currency digital wallet and travel card aimed at simplifying international spending for tra...

InfinitePay

390 vol/mo
9999%+
(5y)
670%
(1y)
21%
(3mo)

InfinitePay is a fintech platform originating in Brazil, part of CloudWalk’s ecosystem, offering a broad set of payment and financial s...

BTCPay

880 vol/mo
9999%+
(5y)
9999%+
(1y)
45%
(3mo)
9999%+
(5y)
9999%+
(1y)
747%
(3mo)

Refundid

320 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Scalapay

720 vol/mo
9999%+
(5y)
9999%+
(1y)
-2%
(3mo)

Agicap

590 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Cardtonic

1,900 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)
9999%+
(5y)
9999%+
(1y)
-18%
(3mo)

TrueLayer

480 vol/mo
9999%+
(5y)
9999%+
(1y)
114%
(3mo)
9999%+
(5y)
9999%+
(1y)
14%
(3mo)

Net Protections is a Japanese BNPL (Buy Now, Pay Later) provider whose growth and organizational innovations have attracted attention, in...

PassportCard

90,500 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Passport Card is a government issued wallet sized travel credential that allows U.S. citizens to cross land and sea borders to Canada, Me...

9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

AT&T Prepaid Cards are AT&T’s prepaid refill/gift card offerings used to top up AT&T Prepaid accounts or pay for services, with activit...

Nayapay

390 vol/mo
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Nayapay is a Pakistan based digital wallet and payments platform expanding in fintech ecosystem, driving higher mobile wallet adoption, m...

Payone

720 vol/mo
9999%+
(5y)
9999%+
(1y)
185%
(3mo)
9999%+
(5y)
9999%+
(1y)
40%
(3mo)

Karat Financial is a fintech company focused on building financial infrastructure and tooling for digital content creators, enabling crea...

9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)
9999%+
(5y)
9999%+
(1y)
9999%+
(3mo)

Tarjetas De Google Play refer to Google Play gift cards, a digital/physical voucher used to purchase apps, games, movies, and other conte...

Toss Korea

140 vol/mo
9999%+
(5y)
9999%+
(1y)
-60%
(3mo)

Toss Korea is a leading Korean fintech platform known for its mobile payments, digital wallet, and broader financial services ecosystem, ...

9999%+
(5y)
9999%+
(1y)
285%
(3mo)

Issuer Processing refers to the back end infrastructure and services that card issuing banks and fintechs use to authorize, clear, and se...

9999%+
(5y)
9999%+
(1y)
73%
(3mo)

Biometric payments leverage biometric authentication (fingerprint, face/iris, voice) to authorize financial transactions at checkout, inc...